keyword search feature
Search Inventory
Index

What is a good credit score to finance a used car?


Image

What is a good credit score to finance a used car?

At Valencia Auto Center, your dream used car for sale is closer than you think. Our expert finance team is dedicated to turning aspirations into realities, ensuring that acquiring a used car in Santa Clarita doesn’t strain your finances but rather empowers you. With a range of flexible financing options tailored to individual needs, proven track records, and a commitment to transparency, our used car dealership near you is here to navigate and simplify the journey with you. Trust in our expertise and let us be the bridge to your next car for sale in Santa Clarita. Drive with confidence; finance with Valencia Auto Center today!

Financing a used car in Santa Clarita can seem daunting, but here at Valencia Auto Center, we strive to make the process as smooth and straightforward as possible. A good credit score can certainly open up better financing opportunities for your used car for sale, but what exactly defines "good"? Let's break down the factors that determine a commendable credit score for used auto financing:

 

  • Payment History (35%): This is the record of your bill payments. Consistently paying your bills on time boosts your score, while late payments, foreclosures, and bankruptcies can decrease it.

  • Credit Utilization (30%): This refers to the amount of credit you're using compared to your total credit limit. A lower percentage (ideally under 30%) indicates responsible credit management.

  • Length of Credit History (15%): A longer credit history typically works in your favor, especially if it's a history of timely payments. This includes the age of your oldest credit account, the age of your newest account, and the average age of all your accounts.

  • Types of Credit Used (10%): A diverse mix of credit types, like credit cards, mortgages, or installment loans, can positively impact your score.

  • Recent Credit Inquiries (10%): Opening multiple new credit accounts in a short period can flag you as a higher risk, especially if you don’t have a long credit history.

 

Remember, while a higher credit score can offer better financing terms for your next used car for sale, it's just one piece of the puzzle. At Valencia Auto Center, we look at the broader financial picture, ensuring that you get the best deal tailored to your unique situation when you buy a used car. Financing your dream used car in Santa Clarita might be easier than you think! 


 

Page  1  2  3  4  5  6  7  8  9  10  11  »
Exterior: 
Blue
Interior: 
Gray 
Mileage:
183,309
Engine:
1.8L
Model #: 
45412F45
VIN:
5NPDH4AE4BH025887
Stock #:
BH025887
Image
  
$5,995
This vehicle is available now at Autonation Chrysler Dodge Jeep Ram Valencia. The following items have been reconditioned on this vehicle: new battery! * Carpeted Floor Mats * Ipod Cable * Gray; Cloth Seat Trim * Indigo Blue Pearl * Standard Equipment Pkg 1This vehicle includes a Money-Back...   Read More
Exterior: 
Silver
Mileage:
121,319
Engine:
1.6 L
Model #: 
11455
VIN:
3N1CE2CP8FL374907
Stock #:
FL374907
Image
Internet Price:  
$6,791
This vehicle is available now at AutoNation Hyundai Valencia. Contact AutoNation Hyundai Valencia today for information on dozens of vehicles like this 2015 Nissan Versa Note S. Drive home in your new pre-owned vehicle with the knowledge you're fully backed by the CARFAX Buyback Guarantee....   Read More
Exterior: 
White
Interior: 
Black 
Mileage:
134,338
Engine:
1.6L
Model #: 
31462
VIN:
KNADN4A37D6312772
Stock #:
D6312772
Image
Internet Price:  
$6,994
This vehicle is available now at AutoNation Hyundai Valencia. Thank you for your interest in one of AutoNation Hyundai Valencia's online offerings. Please continue for more information regarding this 2013 Kia Rio EX with 134,333mi. Drive home in your new pre-owned vehicle with the knowledge you're...   Read More
Exterior: 
Black
Interior: 
Taupe Leather
Mileage:
154,829
Engine:
2.4L
Model #: 
83462F45
VIN:
KM8JU3AC3DU702164
Stock #:
DU702164
Image
  
$6,995
This vehicle is available now at Autonation Chevrolet Valencia. * Leather Seats * Roof Rack Cross Rails * Carpeted Floor Mats * Keyless Start * Cargo Net * Rear Spoiler * First Aid Kit * Ash Black * Standard Equipment Pkg * Taupe; Leather Seat TrimThis vehicle includes a Money-Back...   Read More
Exterior: 
Gray
Interior: 
Black Leather
Mileage:
129,320
Engine:
1.8L
Model #: 
46442F45
VIN:
KMHDH4AE7BU123989
Stock #:
BU123989
Image
Internet Price:  
$7,491
This vehicle is available now at AutoNation Hyundai Valencia. * Sun/Moonroof * Leather SeatsAutoNation Hyundai Valencia is pleased to be currently offering this 2011 Hyundai Elantra Ltd with 129,320mi. This 2011 Hyundai Elantra comes with a CARFAX Buyback Guarantee, which means you can buy with...   Read More
Exterior: 
Blue
Interior: 
Black 
Mileage:
155,757
Engine:
2.0 L
Model #: 
C5462
VIN:
KNAFX4A82E5068230
Stock #:
E5068230
Image
Internet Price:  
$7,516
This vehicle is available now at AutoNation Hyundai Valencia. Contact AutoNation Hyundai Valencia today for information on dozens of vehicles like this 2014 Kia Forte EX. This vehicle is loaded with great features, plus it comes with the CARFAX BuyBack Guarantee. If you are looking for a vehicle...   Read More
Exterior: 
Blue
Interior: 
Charcoal 
Mileage:
128,821
Engine:
2.5L
Model #: 
13113
VIN:
1N4AL3AP8DC259323
Stock #:
DC259323
Image
  
$7,635
This vehicle is available now at AutoNation Honda Valencia. * [L92] Carpeted Front/Rear Floor Mats * Keyless Start * [C01] California (Cal) Ulev (Ultra-Low Emissions Vehicle) Emissions * [G92] Mid-Year Change * Charcoal; Cloth Seat Trim * Storm Blue MetallicThis vehicle includes a Money-Back...   Read More
Exterior: 
Silver
Interior: 
Lt Frost Beige/black 
Mileage:
85,235
Engine:
2.4L I4 PZEV 16V Dual VVT
Model #: 
JSDH41
VIN:
1C3CDZAB3EN112585
Stock #:
NK4633A
Image
MSRP:
$21,590
You Save:
-$13,600
  
$7,990
This vehicle is available now at Kia of Valencia. Hello Kia Valencia is honored to offer this stunning 2014 Dodge Avenger SE in Billet Silver Metallic Clearcoat, beautifully equipped with. Premium Cloth Bucket Seats, Quick Order Package 25Y SE.21/30 City/Highway MPG FWD 4-Speed Automatic VLP 2.4L...   Read More
Exterior: 
Silver
Interior: 
Black Leather
Mileage:
201,751
Engine:
2.4L
Model #: 
CM5686JNW
VIN:
1HGCM56826A002512
Stock #:
6A002512
Image
  
$7,991
This vehicle is available now at AutoNation Honda Valencia. * Moonroof * Leather Seats * Standard PaintThis vehicle includes a Money-Back Guarantee* and passed our precise inspection process. Best of all the price you see is the price you pay. No haggling. No back and forth. No pressure. And...   Read More
Exterior: 
Black
Interior: 
Dark Gray 
Mileage:
207,246
Engine:
1.8L
Model #: 
1223
VIN:
JTDKN3DU1C5500183
Stock #:
C5500183
Image
  
$7,998
This vehicle is available now at AutoNation Ford Valencia. * 5-Piece Carpet Floor Mats & Cargo Mat * Keyless Start * Rear Spoiler * 50 State Emissions * Black * Dark Gray; Fabric Seat TrimThis vehicle includes a Money-Back Guarantee* and passed our precise inspection process. Best of all the...   Read More
Page  1  2  3  4  5  6  7  8  9  10  11  »
View ArticlesSave ThisPrint ThisTell A Friend